The following are annual rates based on $100 of insured value.  Rates were set at the beginning of the program based upon a survey of commercial insurance rates with a discount applied.  Rates are subject to change due to loss experience.

Boats Shells	$ 1.10
Cameras and related equipment	.35
Computers and related equipment	.18
Contractors' Equipment (tractors etc..)	.31
Fine Arts	.13
General Property	.20
Musical Instruments Heavy/Stationary (pianos etc..)	.20
Musical Instruments Portable	.30
Power boats, coastal water	1.80
Power boats, inland waters	.90
Racetrack Drug Testing Equipment	.70
Sailboats with aux. power	.80
Sailboats without aux. power	.40
Scientific Instruments	.16

Special risks-rates to be determined by Risk Management Department. Rates are effective July 1, 2002

The minimum premium for "all risk" coverage is $25 per departmental account number. Departments can sometimes save money through consolidating their bills into one account. Risks larger than $70,000 of value for any one piece of equipment may not be accepted into the program. Departments should call to make special arrangements.

When scheduling property, departments or units are requested to provide their department name, account number to be charged, a description of the property, property model #, property serial number, and the property's replacement cost value.